Refund Policy

FNXCE Consulting

Effective Date: 20 March 2026


1. Introduction

This Refund Policy outlines the terms under which refunds may or may not be provided for services offered by FNXCE Consulting.

By availing our services, you agree to this policy.


2. Nature of Services

FNXCE Consulting provides consulting, advisory, documentation assistance, and coordination support.

We do not provide direct financial, legal, insurance, or investment services. All services are facilitated through authorized professionals and institutions.


3. No Refund Policy (Primary Clause)

All payments made to FNXCE Consulting are for consulting and support services, and are non-refundable once the service has been initiated.

This includes:

  • Consultation sessions

  • Documentation support

  • Process coordination

  • Advisory services


4. Exceptions (If Applicable)

A refund may be considered only in the following cases:

  • Duplicate payment made by the client

  • Payment made but service not initiated from our side

Any refund request will be reviewed and approved at the sole discretion of FNXCE Consulting.


5. No Guarantee Clause

Refunds will not be provided in case of:

  • Loan rejection

  • Application rejection (GST, ITR, registration, etc.)

  • Insurance or investment outcomes

  • Legal case outcomes

These decisions are made by third-party institutions or professionals and are beyond our control.


6. Client Responsibility

Clients are responsible for:

  • Providing accurate information

  • Submitting correct documentation

  • Cooperating during the process

No refund will be issued for delays or issues caused due to client-side errors or non-cooperation.


7. Processing Time (If Approved)

If a refund is approved:

  • It will be processed within 7–10 business days

  • The amount will be credited via the original payment method


8. Changes to Policy

FNXCE Consulting reserves the right to modify this Refund Policy at any time without prior notice.


9. Contact Us

For any refund-related queries:

FNXCE Consulting
📍 Kolkata, West Bengal, India
📞 +91 8240747357
📧 info@fnxceconsulting.com


Key Strength of This Policy

This protects you from:

  • Clients asking refund after loan rejection

  • Misunderstanding of your consulting-only role

  • Payment disputes